• Have You Given Enough to the Financial Services Industry?
  For too long and for too many consumers there has been a presumption that personal finance is too complex. Instead of relying on self-education and skepticism, many just trust industry representatives to do the right thing for them.
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• 10 Personal Financial and Investment Planning Steps in the Right Direction - The Skilled Investor provides free personal fin...
  Increase your knowledge and accelerate your ability to take leadership in the management of your own personal finances and lifetime investing. This
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• 15 Value-Added Individual Investor Activities - Personal Investment Management > Financial Planning and Investment Managemen...
  15 Value-Added Individual Investor Activities - Personal Investment Management > Financial Planning and Investment Management Personal Efficiency Articles - Financial Articles, Before estimating the investment value that you might add or take away from your portfolio, you first need to determine whether your strategies are or are not likely to lead to optimal risk adjusted investment returns.This value estimation is separate from any hourly opportunity cost related to spending time on your investments versus an alternative use of your valuable time. When you combine an estimate of your value added or value diminishing investment contribution with the opportunity cost of your time commitment, you derive an estimate of your total investment wage or opportu...
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• A caution related to classic investment books - Personal Investment Management > Scientific Investment Best Practices Articl...
  A caution related to classic investment books - Personal Investment Management > Scientific Investment Best Practices Articles - Financial Articles, Individual investors should exercise caution when applying the tactics of older, classic investment books to current markets. The more handcrafted, seat of the pants, and individual actor approach to the securities markets in the pre computer, pre networking era has given way to different practices. Therefore, it is important not to confuse valid investment principles with the tactics that were used to implement them in the past.
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• ABOUT - Personal Finance Software - Manage Personal Finances - Small Business Software
  Find personal finance software tips, tutorials and software reviews at About Financial Software. Read about desktop, online and PDA software to manage your finances.
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• About -- Financial Software Forums - Discuss Financial Software - Financial Software Help
  Discuss personal finance and small business finance software. Ask questions, get help, post your solutions and share your own expertise and your opinions of financial software packages.
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• About.com
  Financial Planning Complete Guide to Personal Finance and financial success
  A complete guide covering all aspects of financial planning including creating a budget, saving money, planning for college, retirement, taxes, insurance and much more.
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• AICPA Personal Financial Planning
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• AICPA Personal Financial Planning
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• Alexa’s Top 60 Personal Finance Bloggers on Blueprint for Financial Prosperity
  Alexa’s Top 60 Personal Finance Bloggers - Blueprint for Financial Prosperity
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• Always completely diversify your portfolio - Personal Financial Planning > Financial Decision Rules - Financial Articles
  Always completely diversify your portfolio - Personal Financial Planning > Financial Decision Rules - Financial Articles, Complete diversification is always a better idea. On average, the securities markets will not pay you to hold any skewed subset of the overall market. Doing so is just a gamble that may or may not pay off. You should not expect to be paid any more for the added risk and anxiety.
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• An automated tool for aligning your investment risk tolerance and asset allocation - Personal Investment Management > Asset ...
  An automated tool for aligning your investment risk tolerance and asset allocation - Personal Investment Management > Asset Allocation and Personal Investment Risk Tolerance Articles - Financial Articles, Your tolerance for investment risk is a relative thing. Few people like investment risk, but some can handle it better than others can. The more investment risk you are willing to tolerate, the higher your potential expected investment returns and investment growth. At the same time, the investment road you take might be rougher.VeriPlan's five asset allocation methods give you unprecedented flexibility in your personal financial planning. Within the context of your particular financial circumstances, VeriPlan can give you a much better understanding of...
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• Analyze Multiple Personal Financial Planning Decisions Simultaneously
  VeriPlan allows you to analyze multiple personal financial decisions simultaneously Personal financial and investment decisions are complex, because so many
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• Asset Allocation and Personal Investment Risk Tolerance Articles - Personal Investment Management - Financial Articles
  Asset Allocation and Personal Investment Risk Tolerance Articles - Personal Investment Management - Financial Articles, Allocating your porfolio among major asset classes
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• Asset class investment risk premiums -- your reward for taking investment risk - Personal Investment Management > Investment...
  Asset class investment risk premiums -- your reward for taking investment risk - Personal Investment Management > Investment Returns and Securities Market Risk Premiums Articles - Financial Articles, Risk premiums compensate investors for taking some of the risks associated with financial securities. To enable payment of risk premiums, markets set current prices at a discount relative to expected future prices.
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• Bank Rate Monitor
  Mortgage rates, CD rates, auto loans, credit cards, mortgages, personal finance advice and more
  Bankrate.com provides cd rates, mortgage loan rate quotes for home loans, mortgages, home equity loan, auto loans, and the best credit cards. Mortgage calculator and tax advice content for home owners and personal finance needs.
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• Best Financial Planner
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• Best No Load Fund
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• Beware of large and hidden mutual fund costs - Personal Investment Management > Cost Control and Investment Performance Impr...
  Beware of large and hidden mutual fund costs - Personal Investment Management > Cost Control and Investment Performance Improvement Articles - Financial Articles, In pursuit of better returns, many investors sensibly seek out no load mutual funds with low annual expense ratios. However, loads and published expense ratios are only part of the mutual fund cost story. Other costs for individual investors to consider concern “hidden” mutual fund expenses that directly reduce the net asset value of the fund. These hidden expenses include trading commissions that a fund pays to brokers and the cost or market impact of fund trading.
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• Build asset buffers to protect yourself from market volatility - Personal Financial Planning > Financial Decision Rules - Fi...
  Build asset buffers to protect yourself from market volatility - Personal Financial Planning > Financial Decision Rules - Financial Articles, You may be just as nervous as the next person is about investment risk. However, the coverage of your future expenses by your accumulated assets will determine whether you can actually manage, when risk really happens.
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