15 Value-Added Individual Investor Activities - Personal Investment Management > Financial Planning and Investment Managemen... 15 Value-Added Individual Investor Activities - Personal Investment Management > Financial Planning and Investment Management Personal Efficiency Articles - Financial Articles, Before estimating the investment value that you might add or take away from your portfolio, you first need to determine whether your strategies are or are not likely to lead to optimal risk adjusted investment returns.This value estimation is separate from any hourly opportunity cost related to spending time on your investments versus an alternative use of your valuable time. When you combine an estimate of your value added or value diminishing investment contribution with the opportunity cost of your time commitment, you derive an estimate of your total investment wage or opportu... in Public bookmarkswith activitiesfinancialindividualinvestmentinvestormanagementpersonalvalue-added