Modest Needs small grants to individuals. "1) To prevent otherwise financially self-sufficient individuals and families from entering the cycle of poverty, when this might be avoided with a small amount of well-timed financial assistance; 2) To restore the financial self-sufficiency of individuals who are willing to work but are temporarily unable to do so because they do not have the means to remit payment for a work-related expense; and 3) To empower permanently disadvantaged individuals who otherwise live within their limited means to continue to live independently, despite a temporary, unexpected financial set-back. Dedicated to helping people with unexpected financial emergencies. assistancecashemergencyfinancialfundshelpmoney in resources & organizationswith grantsindependenceloan