What to Know About Mortgage Loans in Champaign When home buyers need mortgage loans in Champaign, they go to a bank such as Prospect Bank. Most buyers are looking for a bank that offers personal one-on-one service throughout the entire process of buying a home. Getting a mortgage should never be stressful, and most people look for banks that are there to help them with their questions and concerns. in Finance & Loanwith mortgage-loans-inchampaign