Choosing The Right Home Insurance Plans in Ann Arbor MI Home insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or damage to other structures on the property. Kemner Iott Benz is a professional insurance agency that offers the best home insurance plans at an affordable price. For more information, visit Kemneriottbenz.com. in Insurance Agencywith home-insurance-ann-arbor-mi.by 5 users