Estate Loans vs. Traditional Loans: Making an Informed Choice Are you looking at options to get money out of an estate before the end of probate? Perhaps one of the heirs wants to purchase the family home, but does not have the cash assets available before the estate settles. If so, you may be looking at getting a loan on the estate. However, knowing whether you want an estate loan or a traditional or conventional loan can be difficult. in Finance & Loanwith estate-loans2by 7 users