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  No financial planning software and no investment growth calculator can predict the future - Personal Financial Planning > Financial Decision Rules - Financial Articles, The future is fundamentally unpredictable. The future of personal financial planning and investing is similarly unpredictable. Anyone claiming or implying that they can predict what will happen to investment returns in the securities markets in the future is just blowing smoke. If their predictive smoke claims to benefit you, then you should be suspicious. If you have to pay a lot of money to buy their predictions or financial advisor services, then you should be far more suspicious. Too often, financial services companies give individuals advice about financial planning and investing tha...
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  Own investment funds and not individual securities - Personal Financial Planning > Financial Decision Rules - Financial Articles, Owning individual securities is just a big waste of your time and money. Individual investors tend to be terrible investment portfolio managers. Almost everyone can hire an index fund manager to do a much better job for far less time, money, risk, and consternation.
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  Selecting a Financial Planning Advisor or Investment Adviser - Financial Advisors, Investment Counselors, and the Financial Industry - Financial Articles, Finding a competent, objective, and honest financial planning and investment advisor can depend upon the selection methods that you use. Articles in this section will help with interviewing and selecting a personal financial planner or investment adviser.
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