• Do you have what it takes
  You need to ask yourself serveral questions. Do you have the financial resources, and can you afford to risk these? For example, you might take a secured loan based on the value of your home; what are your plans if the small business fails and you are forced to sell your house? Do you have sufficient experience and technical skills to perform the core functions of your new small business? Are you familiar enough with the market to be able to assess its needs and adapt to its changes? Do you have the tenacity and discipline to see through hard times when cash will be short and demands will be heavy (from customers, bankers, staff, and, crucially, your family)?
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