http://netvouz.com/infor626?feed=rss&pg=21 infor626's bookmarks on Netvouz http://www.theskilledinvestor.com/wp/determine-the-savings-you-need-for-your-lifetime-financial-goals-45.htm You cannot invest without savings. How much savings are enough? ... too little? ... too much? Currently, the U.S. is experiencing a savings crisis. The net infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/develop-your-own-personal-financial-planning-skills-24.htm You are completely responsible for your financial and investment success or failure. Delegating investment decisions to industry advisers largely on naive faith infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.283/developing-fund-authority-scores-for-etfs-and-mutual-funds.html Developing Fund Authority Scores for ETFs and Mutual Funds - The Skilled Investor's FUND AUTHORITY SCORES for Mutual Funds and ETFs > The Fund Authority Score System for Evaluating Mutual Funds and ETFs - Financial Articles, Good things are born small and grow over time. Regularly, The Skilled Investor plans to evaluate individual mutual funds and ETFs and to add new articles that use the Fund Authority Score rating system. To be alerted when these new articles are published, just subscribe either to our main website's RSS feed or to our blog's RSS feed. You can find orange buttons for these feeds in the left hand column of this webpage. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.41/distinguishing-between-true-investment-skill-and-luck.html Distinguishing between true investment skill and luck - Personal Investment Management > Investment Luck versus Investing Skill Articles - Financial Articles, Repeated investment success may still be the result of luck rather than skill. Only if an investor makes specific predictions about why the prices of certain securities prices will move in a particular direction and those predictions actually come true can investment skill be demonstrated. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/diversify-fully-within-asset-classes-step-4-of-10-financial-planning-steps-in-the-right-direction-223.htm CLICK HERE TO READ THE SKILLED INVESTOR's OTHER ARTICLES ABOUT THESE 10 FINANCIAL PLANNING STEPS IN THE RIGHT DIRECTION. Diversification is genuinely an infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/diversify-to-avoid-investment-fraud-163.htm Another kind of investment diversification that individual investors should consider important relates to the failure or corruption of the financial industry infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/diversify-with-low-cost-index-mutual-funds-and-etfs-only-166.htm During the last twenty-five years of the 20th century, mutual fund and exchange traded fund portfolio assembly costs declined dramatically. Brokerage infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.54/do-morningstar-ratings-predict-risk-adjusted-equity-mutual-fund-performance.html Do Morningstar Ratings predict risk-adjusted equity mutual fund performance? - The Skilled Investor's FUND AUTHORITY SCORES for Mutual Funds and ETFs > Mutual Fund Rating Services - Morningstar Star Ratings - Financial Articles, Morningstar Ratings have demonstrated some modest predictive information about performance. However, most individual investors will probably be very surprised about what kind of predictive information the stars provide. The stars have been a mild predictor of inferior performance. However, investors act as if the stars predict superior future performance, when in reality they seem to contain no such information. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.57/do-mutual-fund-morningstar-ratings-changes-influence-individual-investors.html Do mutual fund Morningstar Ratings changes influence individual investors? - The Skilled Investor's FUND AUTHORITY SCORES for Mutual Funds and ETFs > Mutual Fund Rating Services - Morningstar Star Ratings - Financial Articles, An analysis of the flow of investments into and out of mutual funds demonstrated a direct relationship between Morningstar Rating changes and investor reactions. Morningstar ratings upgrades resulted in positive abnormal mutual fund investment inflows, and downgrades caused lower than normal inflows or increased outflows. The dollar effects of ratings involving 4 and 5 stars we the strongest. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.229/do-not-ignore-insurable-risks-that-could-destroy-your-best-laid-financial-plans.html Do not ignore insurable risks that could destroy your best laid financial plans - Personal Financial Planning > Financial Decision Rules - Financial Articles, A personal financial plan is not complete without needed insurance. As you use your favorite personal finance software to develop a workable lifetime financial plan, you should also consider where you might be vulnerable to other risks that would disrupt your planning. Insurance may provide cost effective risk pooling benefits in some circumstances. However, in other situations, the net present value of insurance premiums may be too high to warrant carrying the insurance, despite the risks. infor626 Wed, 07 May 2008 18:53:52 GMT