http://netvouz.com/infor626/tag/personal?feed=rss&pg=5 infor626's bookmarks tagged "personal" on Netvouz http://www.theskilledinvestor.com/ss.item.38/how-does-the-size-of-the-common-stock-risk-premium-affect-portfolio-diversification.html How does the size of the common stock risk premium affect portfolio diversification? - Personal Investment Management > Investment Asset Diversification Articles -- Reducing Your Portfolio Risk - Financial Articles, Diversification depends upon the expected equity premium and the correlation of price movements between individual stocks in the market. Depending on the size of the equity risk premium, non diversified individual investors could unwittingly give up their entire expected equity premium. This is an extraordinarily unproductive risk to take. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.23/how-investment-securities-are-valued-snapshots-in-time.html How investment securities are valued -- snapshots in time - Personal Investment Management > How Stock and Bond Markets Value Investment Securities - Financial Articles, Every securities market transaction requires a buyer and seller with differing viewpoints. Differences between investors in their assessments of the intrinsic value and risk of securities allow markets to operate. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.36/how-many-mutual-funds-are-needed-for-a-well-diversified-portfolio-a-commentary.html How many mutual funds are needed for a well-diversified portfolio? - Commentary - Personal Investment Management > Investment Asset Diversification Articles -- Reducing Your Portfolio Risk - Financial Articles, Additional mutual funds in a portfolio improve diversification slightly, when looked at year to year. However, if the terminal value of a portfolio after multi year investment holding periods is considered, then very substantial reductions in risk or volatility can be achieved by holding multiple mutual funds. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.35/how-many-mutual-funds-are-needed-for-a-well-diversified-portfolio-evidence.html How many mutual funds are needed for a well-diversified portfolio? - evidence - Personal Investment Management > Investment Asset Diversification Articles -- Reducing Your Portfolio Risk - Financial Articles, Mutual funds are not created equally. Particularly with actively managed mutual funds, performance can vary significantly – even when those funds are pursuing similar strategies or “styles.” Holding multiple funds will reduce the volatility or risk of your portfolio. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.2/how-much-do-hidden-mutual-fund-trading-expenses-cost-you.html How much do hidden mutual fund trading expenses cost you? - Personal Investment Management > Cost Control and Investment Performance Improvement Articles - Financial Articles, The average mutual fund paid .27% of net assets in hidden commissions in 2001. When measured on a capitalization weighted basis, the average hidden commission cost was .19% of net assets. The effective trading costs related to the bid/ask spread and the temporary shifting of these spreads added .36% more annually in the hidden costs of the average fund. For funds with the highest turnover, hidden commission and bid/ask spread expenses exceeded 3% of assets annually. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.10/how-stable-have-common-stock-equity-risk-premiums-been-over-time.html How stable have common stock market returns been over time? - Personal Investment Management > Investment Returns and Securities Market Risk Premiums Articles - Financial Articles, The short term common stock equity premium, which averaged about 4.1% from 1872 to 2000, has varied widely in the past. Measured by decades over the past 130 years, it was over 10% in four decades, between 0% and 5% in seven decades and negative in two decades. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.category.5/securities-valuation.html How Stock and Bond Markets Value Investment Securities - Personal Investment Management - Financial Articles, Securities market prices provide a forward looking consensus on the value of traded securities. As such, they provide the best available estimate of risk adjusted fair market value. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/if-personal-finance-is-difficult-carefully-hire-a-good-advisor-63.htm If personal finance is difficult for you, carefully hire a good financial and investment adviser A previous financial article, “The Solution - ONLY follow infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.228/if-personal-finance-is-difficult-for-you-carefully-hire-a-good-financial-and-investment-advisor.html If personal finance is difficult for you carefully hire a good financial and investment advisor - Personal Financial Planning > Financial Decision Rules - Financial Articles, If you realize that you need help with your personal financial planning, get a good financial advisor. However, be very, very careful with your financial advisor selection process. A good financial advisor could make things much better. A poor one could make things much worse. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.24/introduction-to-investment-valuation-and-securities-risk.html Introduction to investment valuation and securities risk - Personal Investment Management > How Stock and Bond Markets Value Investment Securities - Financial Articles, The securities markets provide an evolving consensus of the risk adjusted value of particular securities. By understanding how the markets value securities, individual investors can chose more durable investment strategies. infor626 Wed, 07 May 2008 18:53:52 GMT