http://netvouz.com/infor626/tag/personal?feed=rss&pg=3 infor626's bookmarks tagged "personal" on Netvouz http://www.theskilledinvestor.com/ss.item.41/distinguishing-between-true-investment-skill-and-luck.html Distinguishing between true investment skill and luck - Personal Investment Management > Investment Luck versus Investing Skill Articles - Financial Articles, Repeated investment success may still be the result of luck rather than skill. Only if an investor makes specific predictions about why the prices of certain securities prices will move in a particular direction and those predictions actually come true can investment skill be demonstrated. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.229/do-not-ignore-insurable-risks-that-could-destroy-your-best-laid-financial-plans.html Do not ignore insurable risks that could destroy your best laid financial plans - Personal Financial Planning > Financial Decision Rules - Financial Articles, A personal financial plan is not complete without needed insurance. As you use your favorite personal finance software to develop a workable lifetime financial plan, you should also consider where you might be vulnerable to other risks that would disrupt your planning. Insurance may provide cost effective risk pooling benefits in some circumstances. However, in other situations, the net present value of insurance premiums may be too high to warrant carrying the insurance, despite the risks. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/earned-income-drives-the-personal-finances-of-most-people-136.htm Do-It-Yourself Financial Planning - Earned income drives the personal finances of most people The ability to project your various income sources infor626 Wed, 07 May 2008 18:53:52 GMT http://www.calcpa.org/PFP/elder.resource/index.html Personal Financial Planning infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.1/excessive-investment-costs-are-a-huge-problem-for-individual-investors.html Excessive investment costs are a huge problem for individual investors - Personal Investment Management > Cost Control and Investment Performance Improvement Articles - Financial Articles, Concerning asset management fees charged by investment funds, the average investor pays about .3% more than necessary on money market funds, about .75% more than necessary on bond funds, and about 1% more than necessary on stock funds. Additionally, they pay sales charges, hidden transaction costs, marketing fees, and account holding fees that siphon away more of their assets and returns. The amount wasted is very substantial, because these seemingly small percentages are charged against trillions of dollars in assets. Paid year after year, excess management fees reduc... infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.180/factors-that-tend-to-favor-roth-tax-advantaged-plan-contributions-part-1-of-2.html Factors that tend to favor Roth tax-advantaged plan contributions (Part 1 of 2) - Personal Financial Planning > Retirement Planning - Financial Articles, In a recent article, which is listed in this category and is entitled Traditional versus Roth tax advantaged plan contributions, The Skilled Investor discussed why the average taxpayer would tend to benefit more by contributing to traditional rather than to Roth tax advantaged IRA and 401k retirement plans. This follow up article, which is in two parts, discusses eight personal financial planning factors, which could flip one's preference toward making current contributions into Roth tax advantaged plans instead. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.182/factors-that-tend-to-favor-roth-tax-advantaged-plan-contributions-part-2-or-2.html Factors that tend to favor Roth tax-advantaged plan contributions (Part 2 or 2) - Personal Financial Planning > Retirement Planning - Financial Articles, In a recent article, which is listed in this category and is entitled Traditional versus Roth tax advantaged plan contributions, The Skilled Investor discussed why the average taxpayer would tend to benefit more by contributing to traditional rather than to Roth tax advantaged IRA and 401k retirement plans. This follow up article, which is in two parts, discusses eight personal financial planning factors, which could flip one's preference toward making current contributions into Roth tax advantaged plans instead. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.category.30/financial-decision-rules.html Financial Decision Rules - Personal Financial Planning - Financial Articles, With this rough and tumble world that you face when you try to do reasonable personal financial and investment planning, you are much better off with a well considered viewpoint. A stable and scientifically grounded set of beliefs can keep you focused and on track throughout your life. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.category.18/personal-efficiency.html Financial Planning and Investment Management Personal Efficiency Articles - Personal Investment Management - Financial Articles, When pursuing optimal investment strategies and controlling costs and taxes, you also need to establish a time efficient system to monitor, adjust, and adhere to your plan. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.financialplannerpasadena.com/family-financial-planning-process-12.htm financial planning process,independent financial advisors,personal financial planner,registered investment advisors,financial planning process,independent financial advisor Pasadena,Pasadena personal financial planner,registered investment advisor,investment planning process,independent financial adviser,personal financial planning,registered investment adviser infor626 Thu, 13 Mar 2008 05:40:38 GMT