http://netvouz.com/infor626/tag/individual?feed=rss infor626's bookmarks tagged "individual" on Netvouz http://www.theskilledinvestor.com/ss.item.114/value-added-and-value-diminishing-investor-activities.html 15 Value-Added Individual Investor Activities - Personal Investment Management > Financial Planning and Investment Management Personal Efficiency Articles - Financial Articles, Before estimating the investment value that you might add or take away from your portfolio, you first need to determine whether your strategies are or are not likely to lead to optimal risk adjusted investment returns.This value estimation is separate from any hourly opportunity cost related to spending time on your investments versus an alternative use of your valuable time. When you combine an estimate of your value added or value diminishing investment contribution with the opportunity cost of your time commitment, you derive an estimate of your total investment wage or opportu... infor626 Wed, 07 May 2008 18:53:52 GMT http://www.aaii.com/ infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/be-wary-of-new-investment-asset-classes-106.htm Hear ye, Hear Ye, individual investors: Be wary of new investment asset classes - A Tip from The Skilled Investor Many promoters in the financial services infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.94/checking-the-backgrounds-of-individual-securities-brokers-and-advisors-who-sell-investments.html Checking the backgrounds of individual securities brokers and advisors who sell investments - Financial Advisors, Investment Counselors, and the Financial Industry > Regulation of Financial Advisors and Investment Advisers - Financial Articles, Concerning the backgrounds of individual securities brokers and advisors who sell investment products, the National Association of Securities Dealers, Inc. NASD offers assistance in checking their backgrounds. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/commodity-futures-in-your-investment-portfolio-107.htm Commodity futures in your investment portfolio - Is there really any future for individual investors? The Skilled Investor's previous article, Be wary of infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/diversify-to-avoid-investment-fraud-163.htm Another kind of investment diversification that individual investors should consider important relates to the failure or corruption of the financial industry infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.57/do-mutual-fund-morningstar-ratings-changes-influence-individual-investors.html Do mutual fund Morningstar Ratings changes influence individual investors? - The Skilled Investor's FUND AUTHORITY SCORES for Mutual Funds and ETFs > Mutual Fund Rating Services - Morningstar Star Ratings - Financial Articles, An analysis of the flow of investments into and out of mutual funds demonstrated a direct relationship between Morningstar Rating changes and investor reactions. Morningstar ratings upgrades resulted in positive abnormal mutual fund investment inflows, and downgrades caused lower than normal inflows or increased outflows. The dollar effects of ratings involving 4 and 5 stars we the strongest. infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.1/excessive-investment-costs-are-a-huge-problem-for-individual-investors.html Excessive investment costs are a huge problem for individual investors - Personal Investment Management > Cost Control and Investment Performance Improvement Articles - Financial Articles, Concerning asset management fees charged by investment funds, the average investor pays about .3% more than necessary on money market funds, about .75% more than necessary on bond funds, and about 1% more than necessary on stock funds. Additionally, they pay sales charges, hidden transaction costs, marketing fees, and account holding fees that siphon away more of their assets and returns. The amount wasted is very substantial, because these seemingly small percentages are charged against trillions of dollars in assets. Paid year after year, excess management fees reduc... infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/wp/excessive-investment-expenses-take-2-of-individual-investor-assets-every-year-46.htm Excessive investment expenses take 2% of individual investor's assets every year Year after year, millions of people lose large amounts of money on infor626 Wed, 07 May 2008 18:53:52 GMT http://www.theskilledinvestor.com/ss.item.173/for-individual-investors-risk-free-investment-money-is-fantasy-money.html For individual investors, risk-free investment money is fantasy money - Personal Financial Planning > Financial Decision Rules - Financial Articles, Investments with low risk and high returns are just fantasies. No risk free investment money is consistently and reliably available to individuals. Luck dominates skill in the securities markets. Clever investment selection is vastly over hyped, and only the promoters tend to benefit. On average over long periods, investors get paid risk premiums, because they put their money at risk. If they control their costs, they get to keep most of these risk premiums. infor626 Wed, 07 May 2008 18:53:52 GMT