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- » 10 Reasons Credit, Debt and You Should Be BFF on Blueprint for Financial Prosperity
Consumerist linked to a post on Zen Habits about how to live a life without credit or debt and my first reaction was “why?” There are plenty of reasons why credit cards and leveraging debt are beneficial, just as many reasons why they are dangerous, a
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- » Check Writing Tips @ fivecentnickel.com
While there’s currently a lot of concern about identity theft, the hijacking of electronic accounts, and other forms of modern day fraud, not as much attention is being paid to good, old-fashioned, low-tech fraud. So… As a followup to my previous post
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- » Don’t Pay Banking Fees Ever on Blueprint for Financial Prosperity
Take a look at your bank’s checking account and tell me what your account maintenance fee is. If the answer isn’t $0, you’re getting ripped off big time. I just looked at the Bank of America Advantage Account (checking) and saw that the account main
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- » How to Best Handle Old Credit Card Accounts on Consumerism Commentary: A Personal Finance Blog
One of the best things you can do to build awareness of your financial condition is to view your credit report. Granted, in this case, it’s your perceived condition, not by your friends, neighbors, and nosy individuals who think they can tell how much y
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- » How We Keep Our Electric Bill Low » Blueprint for Financial Prosperity
If you’ve been keeping track of the recent shenanigans involving BG&E in Maryland and rate hikes, rate deferments, council meetings, et cetera … then you’d be aware that the electricity rate caps were recently removed and many families are feeling t
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- » Money Saved Using Compact Flourescent Bulbs » Blueprint for Financial Prosperity
In a recent trip to Costco, I saw a four-pack of 100-Watt replacement Compact Flourescent bulbs for $9 and an eight-pack of 60-Watt replacement compact flourescent bulbs for something like $12. The 100-Watt replacement bulbs claimed to use a mere 23-Watts
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- » Seven Wonders of the Personal Finance World on Blueprint for Financial Prosperity
When I was younger, I used to play Sid Meier’s Civilization all the time. One of the best parts of the game was trying to build one of the Seven Wonders of the Ancient World because it gave your civilization a distinct advantage in the world. My persona
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- 1 Tips for Cutting Grocery Bills from Consumer Union
"Avoid store fake-outs," is one of 11 money-saving tips for grocery shoppers in the Aug/Sept. issue of Shop Smart, a publication from Consumers Union/Consumers Report. Here's a summary:
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- 10 Energy Saving Tips Around the Home
Winter's close and it would be nice to cut down on energy bills. Ten simple ways to not waste energy from switching off the light on the TV to insulating your exterior doors.
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- 10 money lessons from mom (Page 1 of 2)
Think mom didn't teach you anything about money? Maybe you simply weren't paying attention.
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- 10 Outstanding Uses for Shaving Cream
This guide details how shaving cream can save you time and money around the house.
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- 10 Remarkable Home Made Cleaning Supplies
Have a sparkling clean home without all of the harsh chemicals of industrial strength cleaning supplies.
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- 10 Steps For Personal Finance Organization
Here are the top 10 things I do that help me to keep my personal finances organized:
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- 10 Surprising Uses For Aspirin
Aspirin is an excellent painkiller and anti-inflammatory, but it also has many other household uses.
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- 10 Surprising Uses for Plastic Bottles
Millions of plastic bottles are disguarded everyday. Many get recycled commercially, but there are many uses for them within the home.
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- 10 Unique Uses for Orange Peel
Orange is a delicious fruit. Not only the inner part of orange (fruit) but also the outer part (peel) is useful in many ways. Here are the ten unique uses for orange peels.
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- 10 Uses for Hydrogen Peroxide
You probably already know that Hydrogen Peroxide is a great antiseptic for cuts and abrasions, but did you also know that it’s a powerful oxidizer?
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- 10 Ways to Build the Habit of Saving Money ∞ Get Rich Slowly
How much do you save? I hope you put money aside. You don’t? Neither did I until a few years ago. How do you become a money saver? I’ll first tell you how you don’t: Not by using discipline or willpower. Discipline and willpower only work in the sho
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- 10 Ways To Use Baby Wipes
These are 10 ways you can use baby wipes. All of these are common household tricks that might save some time and money.
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